Storm Damage

STORM DAMAGE ROOF REPAIRS

FREE INSPECTIONS FOR ANY STORM OR HAIL DAMAGE

Will my insurance really cover storm damage?

If your roof has significant wind damage, storm damage, hail damage, etc., your insurance will cover the cost of the damage and repairs in most cases. However, we have listed a few key points below that you need to be aware of before repairing your roof.


  • Your insurance will usually cover damage caused by hail, lightning, and fallen trees.
  • Be sure to ask your insurance if they cover water damage.
  • Make sure you get a thorough roof inspection after a bad storm.
  • You may not have to pay any out-of-pocket expenses.
  • Earthquakes are usually not covered by homeowner’s insurance.

Do you have a damaged roof?

Having a damaged roof doesn’t always mean you will need a complete storm damage roof replacement, but in case you do, here are some key points to consider.

 

  • Think about getting a free inspection before justifying the purchase.
  • Consider your costs.
  • Educate yourself on the different styles of roofs that are available.
  • Make sure your roof replacement comes with a warranty.
  • Is there a chance that your homeowner’s insurance will cover the cost?

Schedule your inspection

Hero Request Form

Insurance Claim Process and Instructions for Storm Damage

  1. Contact your homeowner’s insurance company's direct claims reporting number, and have them start a claim for storm damage on your roof.
  2. You will receive a call from an adjuster to schedule an appointment for them to come look at your roof.
  3. Contact us, and let us know when your adjuster will be there. We will meet them to go over our findings, measurements, and other details. Please get the adjuster's name, number, time, and date of their desired appointment so we can contact them to coordinate our meeting.
  4. The adjuster will make a determination and will write a repair estimate detailing what they will pay. You will receive the report either the day of or within a few days.
  5. We will take the adjuster's quote and bid the job based on their figures & measurements. Our hope is that we will be able to cover your deductible with the amount they agree to pay. This depends on the size of the claim and your deductible.
  6. Your insurance company will issue a check to you for the total claim, less depreciation, and your deductible. The check may be made to you and your mortgage company depending on the requirements of your bank. You will need to contact your mortgage company and ask them for the “Loss Draft Department”. Follow their instructions for delivering the check for endorsement. When you receive the endorsed check, deposit it in your account. This process usually takes about 10 days.
  7. We will execute our roofing agreement, schedule the project (weather permitting), complete the project, and then collect the amount of the insurance first check. We do not ask for any payment until your project is completed. The materials will be delivered a day or two prior to starting.
  8. Once the project is completed, we will send an invoice to your insurance company to have them release the depreciation check to you. When that check comes to you, it usually will be in your name only. You will deposit the check in your account to settle the balance of the project with us, which should be the amount of the second insurance (recoverable depreciation) check unless there are supplements or unforeseen items
    such as rotten decking.


That's the process! We look forward to hearing from you and appreciate the opportunity to serve you and your family!


Insurance Claim Instructions

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Learn More About Reliant Roof Pros

Serving the central and northwest Arkansas area, Reliant Roof Pros specializes in roof replacement and repair and commercial roofing services. 12+ years of experience. People over profit mindset. Emergency services. Call today.

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